Ready to become a first time homebuyer on Staten Island?

Are you looking to make your first home purchase in Staten Island?

Below are some steps to start the process.

1. Speak to a local lender- Speaking to a local Staten Island lender will establish your budget for your new home. Always ask for a breakdown of fees and out of pocket expenses to get an idea of what you will need. I would suggest speaking to three local lenders to shop interest rates and loan products. Keep in mind, you DO NOT need 20% down to buy a home. There are many loan products available including but not limited to Conventional, FHA or VA loans. Speaking to a lender initially will help explore all your options and find what loan product is a best fit for your situation.

2. Explore neighborhoods- Do you want to live in Westerleigh? Will Rossville be a good fit for you? By exploring neighborhoods, you will see which neighborhood you may like to live in. Be sure to check public transportation available, schools, and shopping available.

3. Make a list of MUST HAVES- Must haves vs. lust haves! Must haves might be number of bedrooms, location, home features. Lust haves are things you would like but aren’t a deal breaker. Make a list of both so we can do our best to find something perfect for you!

Once you get these three steps down, it is time to start looking! Here are a few things you can expect when working with me:

• Finding current homes that are right for you

• Viewing potential homes

• Making offers and negotiating terms

• Engaging a great real estate lawyer

• Attending inspections and foreseeing potential problems

• Understanding the process and your role in it

• Answering any concerns or questions you may have throughout the process.